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Brutto-Netto calculator

How much of my salary actually ends up in my account? Calculate here quickly, easily and for free how much net remains of your gross salary.

Enter your gross income for the chosen period (monthly or yearly)

Monthly Yearly
No Yes
No Yes

Most health insurers charge 1.1%. Check here to find out more.

No Yes

Hurray! We've calculated your netto income.

Monthly Yearly

You get

Tax Breakdown

Church Tax
Solidarity Tax
Income Tax

Total taxes

Social Insurance (Employee)

Health Insurance
Nursing Care Insurance
Pension Insurance
Unemployment Insurace

Total taxes

Social Insurance (Employer)

Health Insurance
Nursing Care Insurance
Pension Insurance
Unemployment Insurace

Total taxes

Total Cost

You get

Tax Breakdown

Church Tax
Solidarity Tax
Income Tax

Total taxes

Social Insurance (Employee)

Health Insurance
Nursing Care Insurance
Pension Insurance
Unemployment Insurace

Total taxes

Costs of the Employer

Health Insurance
Nursing Care Insurance
Pension Insurance
Unemployment Insurace

Total taxes

Total Cost

All information is without guarantee of correctness and completeness and does not represent tax or legal advice.

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Intro to German Tax System —

Brutto-Netto-Rechner 2020

German tax system is said to be one of the most complex in the world.

But, as with almost everything, it looks much scarier that it actually is. With our calculator you can quickly find out.

Tax Categories —

There are six tax categories in Germany. Which tax category you belong to, depends on your marital status and if you have more than one employer. You can find out which tax category you belong to, by, for example, checking your payslip or tax assessment notice, or you can use the following table for orientation:

Tax Category I applies to you if you are single, divorced, or a widow* (*in the year of death and in the following year category III applies).

Tax Category II applies to you if you are married, have a registered civil partner or single parent. As a single parent, you need to be living with at least one child and must request a change to tax category II.

Tax Category III applies to you if you are married or have a registered civil partner, and your partner chose tax category V, is unemployed or earns less than you.

Tax Category IV applies to you if you are married or have a registered civil partner, and your partner chose tax category IV or is unemployed.

Tax Category V applies to you if you are married or have a registered civil partner, and your partner chose tax category III.

Tax Category VI applies to you if you have more than one employer.

Child Allowance —

The child allowance for 2019 is €7,620 (for a joint tax return) or €3,810 per parent. For 2018 it is €7,428 or €3,714. For 2017 it is €7,356 or €3,678.

Nursing care insurance —

The nursing care insurance was introduced in 1996. Employee and the employer both pay the same amount. The insurance covers the possibility of the need for care.

Health Insurance Surcharge —

Each health insurance company charges an additional surcharge. In this list you can find out how high it is at your health insurance company. If you can't find your Health Insurance, use 0.9% as a benchmark as this is the most common surcharge.

Tax Allowance —

Not to be confused with basic tax allowance [Grundfreibetrag]. If you have regular costs that are tax-deductible, you can register them with the tax office before filing your tax return. If a tax-free amount is noted, the employer automatically deducts less money from the monthly salary. In order to register a tax allowance, you must submit an application to the tax office by November.